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CHIEF EXECUTIVE: Everybody understands the difficulties and complexities of insurance

More from Nigel Clibbens on the virus situation

18 March 2020

The question of insurance cover has been raised by a number of fans following the suspension of all EFL fixtures last week, particularly with some clubs having raised serious concerns about the sudden ‘turning off’ of their main source of cash flow – match day income.

Club News

CHIEF EXECUTIVE: The club faces a very volatile and unpredictable period

16 March 2020

Speaking about the issue today, chief executive Nigel Clibbens said: “We’re in unprecedented territory with so many things at the moment, and that includes the issue of insurance cover.  

“I think everybody understands the difficulties and complexities of insurance policies anyway, in terms of the interpretation of what is and isn’t covered. What I can say is that this isn’t just an issue for this club, it’s the same for every club at every level.”  

“We have business interruption cover in place, but whether that covers this eventuality is something Suzanne Kidd [finance director] began discussing with our broker, and I had also raised it with the EFL well before last week’s postponement, and before the Prime Minister made his statements about it to the public,” he added.

“Looking at the detail of the insurance side of things will come, and what we can be certain of is that whatever issues face Carlisle United are going to visit every single business in the country. That’s why our main focus right now is the safety and security of the club and the staff.

“Football is just one industry, and there are so many others which are being affected in similar ways. We all have to continue to monitor each development and make sure we act in the right way, in our case always with the good of the club in mind.”

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